Outsourced bookkeeping for small businesses
Know your numbers. Lead with confidence.
Accurate monthly bookkeeping and financial reporting in QuickBooks or Xero, for business owners who want clarity, confidence and more time to focus on growth.
Every client gets a free monthly consulting session with Armando Juarez, ASBC ($250 value)
- Plans from $200 a month
- QuickBooks & Xero
- Based in Dallas–Fort Worth, serving clients remotely

- 4 of 4 accounts reconciled
- Profit and loss and balance sheet ready
- Notes on what changed this month
Why SmartGrowth
A bookkeeping partner you can rely on
The work is careful, the reports are clear, and you always know who to ask.
Accuracy, every month
Every bank and credit card account is reconciled to its statement before the month closes.
Answers in plain English
Reports you can read, and a person who explains what the numbers mean for your business.
Your records stay yours
You own your QuickBooks or Xero file. We work through access you grant and never move your money.
Scope and price in writing
Every engagement starts with a free call and a written quote, before any work begins.
Client bonus
Included for every client: a free business consulting session each month
Every SmartGrowth client gets one free business consulting session a month with Armando Juarez, ASBC, an accredited small business consultant. Use it to work on growth, productivity and profitability.
$250 value each month$3,000 a year
Where are you today?
Every set of books starts somewhere
Pick the situation closest to yours. Each one has a clear path to clean, current books.

Months behind
Statements piling up and no idea where the year stands.
Catch-up bookkeeping
Books you do not trust
Wrong categories, duplicate entries and numbers that do not add up.
Bookkeeping cleanup
Ready to hand it off
You want the books done every month without thinking about them.
Monthly bookkeeping
A lender wants statements
Clean financial statements for a loan or an SBA application.
Loan-ready financialsServices
What we take off your plate
Start with one service or hand over the whole job. Every service runs in QuickBooks or Xero.
- Monthly BookkeepingReliable monthly numbers, so you always know where your business stands.
- Catch-Up BookkeepingBehind for months? Get current without starting over.
- Bookkeeping CleanupBooks you can trust again, with past errors found and corrected.
- Monthly Financial ReportsReports that show what happened, and what it means for your next decision.
- Cash Flow ManagementSee a cash shortfall coming while there is still time to plan for it.
- QuickBooks & Xero SetupA clean QuickBooks or Xero setup that handles the routine work for you.
Also available: Bank & Credit Card ReconciliationAccounts Receivable & PayablePayroll & Contractor RecordsTax-Ready BookkeepingTexas Sales & Franchise Tax RecordsBudgeting & Profit AnalysisLoan-Ready Financial StatementsBookkeeping for Multiple LLCs
What you receive every month
Reports that help you decide, not just file
Each month closes with reconciled accounts and a short set of reports. Here is what they look like, with sample figures.
- Profit and loss: which parts of the business make money, and which costs are growing.
- Balance sheet: what the business owns and owes, so a lender or partner sees the same picture you do.
- Cash flow: where the cash went, which explains why profit and the bank balance differ.
- Reconciliation: proof that every account matches its statement.
- Monthly summary: the few things worth your attention, in plain English.
Revenue, last six months
- Revenue up 4.5% from September; costs steady
- Two customer invoices are over 30 days late
- Software spending is the largest new expense this quarter
- Cash on hand covers a little over one month of operating costs
| Revenue | $84,200 |
| Cost of goods sold | −$21,600 |
| Gross profit | $62,600 |
| Payroll | −$24,800 |
| Rent | −$4,500 |
| Marketing | −$3,900 |
| Software | −$1,200 |
| Other operating expenses | −$5,900 |
| Net profit | $22,300 |
| Cash | $48,700 |
| Accounts receivable | $18,400 |
| Equipment | $22,000 |
| Total assets | $89,100 |
| Accounts payable | −$9,600 |
| Business credit card | −$3,200 |
| Equipment loan | −$21,000 |
| Total liabilities | −$33,800 |
| Owner's equity | $55,300 |
| Cash at start of month | $41,200 |
| Collected from customers | $79,800 |
| Paid to vendors and payroll | −$68,900 |
| Loan payment | −$1,400 |
| Owner draw | −$2,000 |
| Cash at end of month | $48,700 |
| Account | Statement balance | Status |
|---|---|---|
| Operating checking | $41,950 | Reconciled |
| Savings | $6,750 | Reconciled |
| Business credit card | $3,200 | Reconciled |
| Equipment loan | $21,000 | Reconciled |
How it works
From first call to monthly reports
Free call
We learn how your business runs, which accounts you use and where the books stand today.
Written quote
You get the scope and price in writing before any work starts.
Secure setup
You grant accountant access to QuickBooks or Xero. Behind or messy books are brought current first.
Monthly close
Every month your accounts are reconciled and your reports are ready, with a person to ask.
Industries
Bookkeeping that fits how your business earns
Job costing for contractors, inventory and fees for online stores, rental income for real estate. Each industry keeps its books differently.

The person behind your first call
Armando Juarez, ASBC
Your free call is with Armando Juarez, a Dallas business consultant who works with owners of growing businesses. The conversation is about your business: how money comes in, where it goes, and what you want from your numbers. You leave with a clear plan, whether or not you hire SmartGrowth.
- Accredited Small Business Consultant (ASBC)
- COO of Next Level Business Consulting, Dallas
- Based in Dallas–Fort Worth
Most owners do not need more software. They need books they can trust, and someone who explains them.
Owner questions
Straight answers before you hire anyone
The questions business owners ask most, answered directly. All 100 are on the questions page.

Ask it on a free call. You get a plain answer, with no obligation.
Book a free callHow much does a bookkeeper cost per month for a small business?
The monthly cost of a bookkeeper depends on how much work your books take: transaction volume, the number of bank and credit card accounts, payroll, inventory, how many entities you own and which reports you need. SmartGrowth Bookkeeping plans start at $200 a month. Your exact flat fee comes in a written quote after a free call, so you know the cost before any work starts.
Read the full answerWhat's included in monthly bookkeeping services?
Monthly bookkeeping includes recording and categorizing every transaction, reconciling your bank and credit card accounts, tracking what customers owe you and what you owe vendors, and delivering three core reports: profit and loss, balance sheet and cash flow. SmartGrowth Bookkeeping does this work every month in QuickBooks or Xero, so your books stay current, accurate and ready for your CPA at tax time.
Read the full answerCan a bookkeeper fix my books if they're months behind?
Yes. A bookkeeper can bring books that are months behind fully up to date by working through each month in order: importing transactions, categorizing them, reconciling every bank and credit card account and producing financial statements. SmartGrowth Bookkeeping does this catch-up work in QuickBooks and Xero, and can then keep the books current every month so you do not fall behind again.
Read the full answerShould I hire a bookkeeper or an accountant for my business?
Most small businesses need a bookkeeper for the day-to-day records and an accountant, usually a CPA, for tax returns and tax planning. A bookkeeper keeps transactions categorized, accounts reconciled and monthly statements current. An accountant uses those books to file returns and advise you. SmartGrowth Bookkeeping handles the first job and hands tax-ready books to your CPA, so you pay accountant rates only for accountant work.
Read the full answerIs outsourced bookkeeping cheaper than hiring an employee?
For most small businesses, yes. An in-house bookkeeper costs a salary plus payroll taxes, benefits, software, training, equipment and coverage when they are sick or on vacation, and you pay for full hours even in quiet weeks. Outsourced bookkeeping replaces that with one fee for the work your books need. With SmartGrowth Bookkeeping, plans start at $200 a month and the work is done by trained bookkeepers working with SmartGrowth, not one person you must replace if they leave.
Read the full answerCan a bookkeeper handle everything remotely?
Yes. A bookkeeper can handle nearly all bookkeeping remotely when your bank, cards and accounting software are online. SmartGrowth Bookkeeping works this way: bank feeds bring transactions into QuickBooks or Xero, you share receipts and statements through secure document sharing, and questions are settled by email, phone or video. Approving payments and signing documents stay with you, because SmartGrowth never needs to move your money.
Read the full answerIs it possible to outsource bookkeeping without giving up control of my money?
Yes. Outsourcing bookkeeping means someone records and reconciles your transactions, not that they control your money. You keep ownership of your bank accounts and your QuickBooks or Xero file, and you approve every payment. SmartGrowth Bookkeeping works with view or accountant access and never needs to move your money, so control stays with you while the recording, reconciling and reporting come off your plate.
Read the full answerCan I get bookkeeping help without signing a long-term contract?
Yes, many bookkeeping companies offer ongoing service without a long-term commitment, and it is worth asking before you sign anything. SmartGrowth Bookkeeping puts the scope and price in writing after a free call, and its ongoing service runs month to month: give 30 days’ notice before the first day of your final month, and the account closes with final reports. Catch-up or cleanup work is normally a defined project with its own quote, separate from the monthly routine.
Read the full answerGet your books off your plate
Book a free call. You get a clear scope and quote before any work starts.






