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Bookkeeping for entrepreneurs and small businesses · QuickBooks & XeroMon to Fri, 9 AM to 5 PM Central[email protected]

Outsourced bookkeeping for small businesses

Know your numbers. Lead with confidence.

Accurate monthly bookkeeping and financial reporting in QuickBooks or Xero, for business owners who want clarity, confidence and more time to focus on growth.

Every client gets a free monthly consulting session with Armando Juarez, ASBC ($250 value)

  • Plans from $200 a month
  • QuickBooks & Xero
  • Based in Dallas–Fort Worth, serving clients remotely
Two people reviewing printed financial records with a calculator
Monthly financial summaryOctober · sample business
Sample data
Revenue$84,200
Net profit$22,300
Cash on hand$48,700
  • 4 of 4 accounts reconciled
  • Profit and loss and balance sheet ready
  • Notes on what changed this month

Why SmartGrowth

A bookkeeping partner you can rely on

The work is careful, the reports are clear, and you always know who to ask.

Accuracy, every month

Every bank and credit card account is reconciled to its statement before the month closes.

Answers in plain English

Reports you can read, and a person who explains what the numbers mean for your business.

Your records stay yours

You own your QuickBooks or Xero file. We work through access you grant and never move your money.

Scope and price in writing

Every engagement starts with a free call and a written quote, before any work begins.

Client bonus

Included for every client: a free business consulting session each month

Every SmartGrowth client gets one free business consulting session a month with Armando Juarez, ASBC, an accredited small business consultant. Use it to work on growth, productivity and profitability.

$250 value each month$3,000 a year

What you receive every month

Reports that help you decide, not just file

Each month closes with reconciled accounts and a short set of reports. Here is what they look like, with sample figures.

  • Profit and loss: which parts of the business make money, and which costs are growing.
  • Balance sheet: what the business owns and owes, so a lender or partner sees the same picture you do.
  • Cash flow: where the cash went, which explains why profit and the bank balance differ.
  • Reconciliation: proof that every account matches its statement.
  • Monthly summary: the few things worth your attention, in plain English.
About monthly financial reports
SmartGrowth · Monthly closeOctober · sample business
Sample data, not client information

Revenue, last six months

Revenue$84,200For the month
Net profit$22,30026.5% of revenue
Cash on hand$48,700All accounts
  • Revenue up 4.5% from September; costs steady
  • Two customer invoices are over 30 days late
  • Software spending is the largest new expense this quarter
  • Cash on hand covers a little over one month of operating costs

How it works

From first call to monthly reports

  1. Free call

    We learn how your business runs, which accounts you use and where the books stand today.

  2. Written quote

    You get the scope and price in writing before any work starts.

  3. Secure setup

    You grant accountant access to QuickBooks or Xero. Behind or messy books are brought current first.

  4. Monthly close

    Every month your accounts are reconciled and your reports are ready, with a person to ask.

Book a free call

Industries

Bookkeeping that fits how your business earns

Job costing for contractors, inventory and fees for online stores, rental income for real estate. Each industry keeps its books differently.

Armando Juarez, ASBC
Armando Juarez, ASBCFree consultation

The person behind your first call

Armando Juarez, ASBC

Your free call is with Armando Juarez, a Dallas business consultant who works with owners of growing businesses. The conversation is about your business: how money comes in, where it goes, and what you want from your numbers. You leave with a clear plan, whether or not you hire SmartGrowth.

Most owners do not need more software. They need books they can trust, and someone who explains them.

Owner questions

Straight answers before you hire anyone

The questions business owners ask most, answered directly. All 100 are on the questions page.

Armando Juarez, ASBC
Have a question that is not here?

Ask it on a free call. You get a plain answer, with no obligation.

Book a free call
How much does a bookkeeper cost per month for a small business?

The monthly cost of a bookkeeper depends on how much work your books take: transaction volume, the number of bank and credit card accounts, payroll, inventory, how many entities you own and which reports you need. SmartGrowth Bookkeeping plans start at $200 a month. Your exact flat fee comes in a written quote after a free call, so you know the cost before any work starts.

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What's included in monthly bookkeeping services?

Monthly bookkeeping includes recording and categorizing every transaction, reconciling your bank and credit card accounts, tracking what customers owe you and what you owe vendors, and delivering three core reports: profit and loss, balance sheet and cash flow. SmartGrowth Bookkeeping does this work every month in QuickBooks or Xero, so your books stay current, accurate and ready for your CPA at tax time.

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Can a bookkeeper fix my books if they're months behind?

Yes. A bookkeeper can bring books that are months behind fully up to date by working through each month in order: importing transactions, categorizing them, reconciling every bank and credit card account and producing financial statements. SmartGrowth Bookkeeping does this catch-up work in QuickBooks and Xero, and can then keep the books current every month so you do not fall behind again.

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Should I hire a bookkeeper or an accountant for my business?

Most small businesses need a bookkeeper for the day-to-day records and an accountant, usually a CPA, for tax returns and tax planning. A bookkeeper keeps transactions categorized, accounts reconciled and monthly statements current. An accountant uses those books to file returns and advise you. SmartGrowth Bookkeeping handles the first job and hands tax-ready books to your CPA, so you pay accountant rates only for accountant work.

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Is outsourced bookkeeping cheaper than hiring an employee?

For most small businesses, yes. An in-house bookkeeper costs a salary plus payroll taxes, benefits, software, training, equipment and coverage when they are sick or on vacation, and you pay for full hours even in quiet weeks. Outsourced bookkeeping replaces that with one fee for the work your books need. With SmartGrowth Bookkeeping, plans start at $200 a month and the work is done by trained bookkeepers working with SmartGrowth, not one person you must replace if they leave.

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Can a bookkeeper handle everything remotely?

Yes. A bookkeeper can handle nearly all bookkeeping remotely when your bank, cards and accounting software are online. SmartGrowth Bookkeeping works this way: bank feeds bring transactions into QuickBooks or Xero, you share receipts and statements through secure document sharing, and questions are settled by email, phone or video. Approving payments and signing documents stay with you, because SmartGrowth never needs to move your money.

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Is it possible to outsource bookkeeping without giving up control of my money?

Yes. Outsourcing bookkeeping means someone records and reconciles your transactions, not that they control your money. You keep ownership of your bank accounts and your QuickBooks or Xero file, and you approve every payment. SmartGrowth Bookkeeping works with view or accountant access and never needs to move your money, so control stays with you while the recording, reconciling and reporting come off your plate.

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Can I get bookkeeping help without signing a long-term contract?

Yes, many bookkeeping companies offer ongoing service without a long-term commitment, and it is worth asking before you sign anything. SmartGrowth Bookkeeping puts the scope and price in writing after a free call, and its ongoing service runs month to month: give 30 days’ notice before the first day of your final month, and the account closes with final reports. Catch-up or cleanup work is normally a defined project with its own quote, separate from the monthly routine.

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See all 100 questions

Get your books off your plate

Book a free call. You get a clear scope and quote before any work starts.

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